Image Image Image Image Image Image Image Image Image Image
Scroll to top



New Hilton HHonors Credit Card Is Best Yet

New Hilton HHonors Credit Card Is Best Yet

As many as there are already, when it comes to rewards credit cards, it seems there’s always room for one more.

The latest, released this week, is the Hilton HHonors Reserve Visa Signature card issued by Citi. The "Reserve" distinguishes the new product from the old, less robust non-Reserve card, which remains available for no annual fee.

The new card’s particulars

  • Two free weekend nights after charging $2,500 within the first four months
  • Anniversary bonus of one weekend night certificate each year after $10,000 in annual spend
  • Automatic Gold elite status; upgraded to Diamond after $40,000 in annual spend
  • Ten HHonors bonus points for every $1 spent on Hilton stays; five bonus points for every $1 spent on airlines and car rentals; three bonus points for every $1 spent on other charges
  • SmartChip technology
  • No foreign transaction fees
  • Annual fee: $95

If you’re a Hilton loyalist, the new Reserve card competes both with the no-fee Citi HHonors card and the two American Express-issued cards, the HHonors card (no annual fee) and the Surpass card ($75 annual fee).

Rather than the new card’s free weekend nights, the other three cards offer 40,000 bonus points after various spend thresholds. The free nights are arguably worth more.

For points earning, the Reserve card also outshines the other cards, awarding more points for Hilton stays, for airline tickets and car rentals, and for everyday spending.

And finally, automatic Gold status with the possibility of an upgrade to Diamond trumps the complimentary elite perks of the other cards as well.

The Reserve card is the clear standout in the universe of HHonors-linked cards, albeit at a higher annual cost.

Other Posts of Interest

Stay in Touch

For more news like this, sign up to receive our free weekly newsletter. You can follow us on Twitter, too.

  • J Ward

    Does the Priority Pass™ membership with the Surpass card sway the vote or does the Reserve Visa still win out?

  • S Domres

    I have the Amex Hilton Surpass card. It also awards Diamond status at $40,000 in charges in a calender year.

  • Greg

    It’s the best in many, but not all cases depending on your spending pattern and the bonuses earned for each category. This calculator lets you see exactly how many points you earn with each Hilton credit card.